Imagine having a card that helps you save money, get free cashback, manage your finances, and unlock exclusive perks. The Walmart MoneyCard makes everyday spending smarter with cashback rewards, early direct deposit, and easy ways to add and access your funds. Whether you’re looking to get perks, simplify your budget, avoid unnecessary fees, or get your pay faster, this card could offer practical solutions to everyday challenges. If you’re ready to take control of your money while enjoying benefits, the Walmart MoneyCard could be the perfect fit.
The Walmart MoneyCard – Cashback for Households Nationwide
The Walmart MoneyCard offers a cash back program. The card offers 3% cash back on Walmart.com and app purchases, 2% at Walmart fuel stations, and 1% at Walmart stores. The fine print says you must pay your monthly fees consistently (or have them waived). The annual limit is $75 cash back. That is a free $75 that you can get to go towards a variety of needs for your home from toilet paper, to decorations, whatever is at Walmart in that price range!
More Benefits from the Walmart MoneyCard Besides Free Money
There are a variety of benefits besides cashback every year. Get paid up to two days early with free early direct deposit, turning payday into Wednesday instead of Friday. The Walmart MoneyCard app makes managing your money easy, giving you access anytime, anywhere without needing to visit a bank. With overdraft protection of up to $200, you have coverage for purchase transactions under certain conditions.
Save on fees by depositing $500 or more each month to avoid the $5.94 monthly charge. Need to add cash? Deposit at nearly 90,000 retail locations or use the app to add funds at any Walmart Money Center. Plus, your funds are secure with FDIC coverage through Green Dot Bank, so you can manage your finances confidently.
Perks for the Whole Family
The Walmart MoneyCard offers family accounts. You can add up to four cards to one account. This simplifies family financial management. Only family members over thirteen can participate. Fees apply for each additional card. This card allows you to add cash at Walmart stores and transfer money with the MoneyCard app.
Frequently Asked Questions
There are some common questions people have when it comes to these cards.
Where Can You Shop with a Walmart MoneyCard?
The Walmart MoneyCard can be used for purchases anywhere in the U.S. that accepts Visa® Debit or Debit MasterCard®.
What Can You Do With a Walmart MoneyCard?
The Walmart MoneyCard is a debit card account, similar to a checking account, designed to help you manage your finances efficiently. Here’s what it offers:
- Add Funds Easily: Deposit cash in-store using your card or a secure barcode generated in the app.
- Direct Deposit: Receive payroll or government benefits directly by providing your routing and account numbers to your employer or benefits office.
- Shop Anywhere: Use your card to shop online or in-store wherever Visa® or Mastercard® Debit is accepted in the U.S.
- Earn Cash Back: Get up to $75 in annual cashback rewards on eligible Walmart purchases.
- Transfer Money: Quickly send or receive funds between Walmart MoneyCard holders or any Green Dot Bank card nationwide.
- Early Access to Pay: Access your paycheck up to 2 days early or government benefits up to 4 days early with free direct deposit (subject to verification and payment provider timing).
- Pay Bills: Manage and pay your bills at your convenience.
- Mobile Wallet Access: Add your card to Walmart Pay, Google Pay™, or Samsung Pay® for seamless mobile transactions.
- Savings Feature: Save money with a 2% annual interest rate on balances up to $1,000.
- Family Accounts: Order up to four family accounts for approved members aged 13 and older once your personalized card is activated.
Note: Fees, terms, and limits may apply to these features.
How Can I Waive the Monthly Fee for Walmart MoneyCard?
You can avoid the $5.94 monthly fee by receiving direct deposits of payroll or government benefits totaling $500 or more during the previous monthly statement period. If this requirement isn’t met, the fee will apply. The first monthly fee is charged after your first use, the day following card activation, or 90 days after the card purchase—whichever happens first.
Bottom Line
The Walmart MoneyCard offers a simple, effective way to manage your money while enjoying valuable perks. From cashback rewards and early direct deposit to family accounts and fee-saving options, this card is designed to make your financial life easier. Whether you want to save money, get paid faster, or handle your finances on the go, the Walmart MoneyCard has something for everyone. The Walmart MoneyCard could be just what you need to take control of your spending and savings.